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2020-Medicare
Here are the 2020 Medicare Costs compared to 2019
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2019 & 2020 costs at a glance
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| Plan-F+ (HDF) Calendar-Year Deductible |
$2,300 ($2,340 in 2020). |
| Part A premium |
Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $437 each month in 2019 ($458 in 2020). If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $437 ($458 in 2020). If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $240 ($252 in 2020). |
| Part A hospital inpatient deductible and coinsurance |
You pay:
- $1,364 ($1,408 in 2020) deductible for each benefit period
- Days 1-60: $0 coinsurance for each benefit period
- Days 61-90: $341 ($352 in 2020) coinsurance per day of each benefit period
- Days 91 and beyond: $682 ($704 in 2020) coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)
- Beyond lifetime reserve days: all costs
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| Part B premium |
The standard Part B premium amount is $135.50 ($144.60 in 2020) (or higher depending on your income).
* See Below for more detailed info.
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| Part B deductible and coinsurance |
$185 ($198 in 2020). After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment (dme) |
| Part C premium |
The Part C monthly premium varies by plan.
Compare costs for specific Part C plans. |
| Part D premium |
The Part D monthly premium varies by plan (higher-income consumers may pay more).
Compare costs for specific Part D plans. |
Check Back for Updates
Medicare Part B Income-Related Monthly Adjustment Amounts
Since 2007, a beneficiary’s Part B monthly premium is based on his or her income. These income-related monthly adjustment amounts (IRMAA) affect roughly 7 percent of people with Medicare Part B. The 2020 Part B total premiums for high income beneficiaries are shown in the following table:
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Beneficiaries who file
individual tax returns with income:
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Beneficiaries who file
joint tax returns with income:
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Income-related monthly adjustment amount
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Total monthly premium amount
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Less than or equal to $87,000
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Less than or equal to $174,000
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$0.00
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$144.60
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Greater than $87,000 and less than or equal to $109,000
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Greater than $174,000 and less than or equal to $218,000
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57.80
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202.40
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Greater than $109,000 and less than or equal to $136,000
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Greater than $218,000 and less than or equal to $272,000
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144.60
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289.20
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Greater than $136,000 and less than or equal to $163,000
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Greater than $272,000 and less than or equal to $326,000
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231.40
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376.00
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Greater than $163,000 and less than $500,000
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Greater than $326,000 and less than $750,000
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318.10
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462.70
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Greater than or equal to $500,000
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Greater than or equal to $750,000
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347.00
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491.60
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Premiums for high-income beneficiaries who are married and lived with their spouse at any time during the taxable year, but file a separate return, are as follows:
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Beneficiaries who are married and lived with their spouses at any time during the year, but who file separate tax returns from their spouses:
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Income-related monthly adjustment amount
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Total monthly premium amount
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Less than or equal to $87,000
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$0.00
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$144.60
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Greater than $87,000 and less than $413,000
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318.10
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462.70
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Greater than or equal to $413,000
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347.00
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491.60
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